Affirm Individual Financing Reviews

Compare Unsecured Loans

Consider prices on brand new loans or refinance a present loan.

Many Helpful Great Review

I needed a skateboard that is electric had no moo-lah. Affirm had my straight straight back however. They fronted me personally the bread for my wheels that are sick managed to get a breeze also. They did not also keep a slight ding on my credit rating cause there was clearly no pull that is hard. In fact. I do not see all of all of them EVERYWHERE to my CR. Oh well. Whatever. I acquired the thing I wished. “MOST” regarding the unfavorable reviews are most likely individuals who did not spend their particular junk on some time would like to toss the fault on Affirm for a blemished rating. Some reviews that are negative be as a result of the loan perhaps perhaps not turning up from the credit history. which can be easy to understand. So far as MY private experience with Affirm? Five stars Bros! continue the good work!

Ended up being this review helpful?

Most Helpful Bad Review

Innacurate reporting to experian

We have a fantastic on time re payment record along with of my records. We went along to submit an application for that loan and ended up being rejected because affirm stated that I happened to be ninety days later to experian. The account ended up being paid down in complete and I have evidence. Now i need to dispute it. Additionally the inquiry that is hard denial associated with loan I became only rejected. Don’t get financing with this particular organization. They will mess your credit up for no-fault of your.

Ended up being this review helpful?

These reviews had been published by present and previous consumers within the year that is last.


We sent applications for a trip loan but attempted to terminate within 24 hours but ended up being rejected . I finished up in medical center and delivered proof w my EOB which entirely invaded my privacy but still no reimbursement

Ended up being this review helpful?


RIPOFF RIPOFF RIPOFF. Business cancelled my agreement and refined the reimbursement but Affirm is declining to refund straight straight back. Keep in mind they will threaten you to ruin your credit score since they have your SSN. USUALLY DO NOT GIVE YOUR SSN

Ended up being this review helpful?

Each loan hurts your FICO rating

I launched my account on October 1st 2019 for a-year loan contract I reduced my loan in complete in November 2019, but even today they nevertheless tend to be stating that i have just compensated 8% away from my loan We disputed it with Experian and from then on dispute affirm assert i have just compensated 8% despite the fact that my declaration claims compensated in complete it has harmed my FICO score immensely plus it lowers your credit rating which hurts your credit too. The amount towards the credit dispute range is obviously hectic and customer care will not deal with this kind circumstances. The mortgage procedure ended up being quite simple however it is maybe perhaps not well really really worth destroying your credit.

Ended up being this review helpful?

Effortless, transparent, convenient

Helps my credit and simple to utilize. Three loans that are small far, no dilemmas with no interest compensated. Think it’s great. Thanks A Lot Affirm

Ended up being this review helpful?

Steer clear of them

Worst customer support. Will not offer the client like a charge card business if your dispute occurs because of the supplier. They’ve been ripoffs, liars and downright seedy. They are going to supply credit, yes, but at a crazy price and once more, no assistance whatsoever. Adhere to reputable charge card businesses.

Ended up being this review helpful?

Paid down over 30 financial financial loans. Cannot have approved for absolutely nothing today. we paid then 1000s of dollars currently. very ca that are disappointed get that loan for Christmas time shopping.

Ended up being this review helpful?

Exact exact Same! It really is unusual they do not help devoted consumers.

We have done company with Affirm for pretty much a couple of years today and I also positively love them! Indeed you pay in interest however it isn’t that bad in the event that you don’t the interest still isn’t that bad compared to other companies that want almost double back if you pay it off early and give bigger payments even. They have reported into the credit bureau that has boosted my rating (many thanks for the lol). I do not understand why there is many reviews that are bad We accept pp so it’s most likely the client if there have been any dilemmas. My experience happens to be great! I might strongly recommend all of them!!

Had been this review helpful?

Affirm is a fraud – steer clear

I will develop a site with all the current support correspondences and certainly will update my reviews. For the time being but wished to publish right here because i will be therefore aggravated at this time.

Whenever checking out the checkout procedure to my mattress we picked the choice for affirm and placed on terms where i possibly could pay back within six months with no APRper cent. Whenever I obtained the verification e-mail the terms had been very different than the things I had chosen. I got 2 contradictory e-mails from their particular support representatives, the very first one claiming that there was clearly a mistake on the web web site and a 2nd emal which ended up being extremely point in fact and claimed often pay it back or terminate your purchase, nothing is we could do about any of it.


Ended up being this review helpful?

perhaps perhaps Not worth every penny

They don’t really encourage respect. Even with 2 fast and effective loans using them, they paid down exactly how much credit i really could access. Very first time i obtained authorized for approximately 1900 back at my buy on Wayfair( paid it well within per year) 2nd time Wayfair once again 3400(paid it well in six months) and today they do say I’m able to just access 1600 on a higher interest to my purchase. Ahead of till I came here lol that I didn’t even know they hurt your score

Ended up being this review helpful?

Then expect it to get reported if you ask for credit. Then you need to go to a check cashing place or micro loans if you don’t want it reported. It really is naive to believe usually. I am a new comer to Affirm, but was grateful for the opportunity to boost my credit rating with them.

easy application, payments

It absolutely was very easy to use and be considered. I set-up payments that are automatic my credit score went up about 20 points in six months.

Ended up being this review helpful?

Include Your Analysis

Get in on the Credit Karma Community

It’s free, and you’ll get tools and info that will help you increase economic wellness:

  • Fico scores and reports
  • Credit tracking
  • Customized suggestions

**Annual Percentage Rates, regards to loan, and monthly obligations presented tend to be determined and had been developed according to evaluation of data given by the buyer and rate that is available from loan providers. While attempts were made to keep accurate information, the mortgage info is presented without guarantee while the believed APR or other terms provided usually do not bind any loan provider. Loan providers generally speaking have actually a variety of offered APRs (for instance, a lender’s range could be 2% to 12%) and just borrowers with exceptional credit will be eligible for the rate that is lowest readily available. Your real APR will depend upon elements examined at the time of application, that may add credit rating, loan quantity, loan term, automobile information, credit consumption and record. All financial financial loans tend to be susceptible to credit approval and review. Furthermore, design 12 months, loan-to-value, minimal loan balance mileage, earnings, financial obligation, etc. limitations may apply. Whenever assessing provides, kindly review the lender’s conditions and terms for extra details.

Advertiser Disclosure: The offers that show up on this website come from alternative party marketers from where Credit Karma gets payment. This payment may influence exactly just just how and where items show up on this web site (including, as an example, your order for which they look). It really is this settlement that permits Credit Karma to offer solutions like no-cost use of your credit ratings and monitoring that is free of credit and financial reports at no cost. Credit Karma strives to give you a large selection of provides for the users, but our provides try not to portray all monetary solutions businesses or items.